Free Test General & Banking Awar... – Bank Ex...

Q1: What is the full form of CRR in banking?

A. Cash Reserve Ratio B. Credit Rating Ratio C. Customer Reserve Ratio D. Capital Reserve Requirement

Q2: Who is the current Governor of the Reserve Bank of India (RBI)?

A. Raghuram Rajan B. Shaktikanta Das C. Urjit Patel D. Duvvuri Subbarao

Q3: Which of the following is NOT a function of the RBI?

A. Issuing currency B. Maintaining foreign exchange reserves C. Granting loans to public D. Controlling inflation

Q4: What does SLR stand for in banking terms?

A. Statutory Liquidity Ratio B. Savings Linked Rate C. Security Lending Ratio D. Standard Liquidity Rate

Q5: Which bank is called the banker to the government?

A. SBI B. RBI C. ICICI D. NABARD

Q6: Which of the following is a development financial institution?

A. NABARD B. SBI C. HDFC D. PNB

Q7: What is the full form of NEFT?

A. National Electronic Fund Transfer B. National Export Finance Transaction C. New Electronic Fund Transfer D. National Electronic Finance Transfer

Q8: Which of the following is governed by SEBI?

A. Stock Exchanges B. Savings Accounts C. Bank Loans D. Insurance Premiums

Q9: What does the abbreviation NPA stand for in banking?

A. Non-Performing Asset B. National Payment Act C. Net Present Amount D. Non-Paid Account

Q10: Which committee recommended the setting up of NABARD?

A. Rangarajan Committee B. Kelkar Committee C. Shivraman Committee D. Malhotra Committee

Q11: Which of the following is a function of a commercial bank?

A. Accepting deposits B. Issuing currency C. Maintaining CRR D. Regulating inflation

Q12: What is the full form of RTGS?

A. Real Time Gross Settlement B. Rapid Transfer Guarantee System C. Regular Time Grid Scheme D. Real Transfer Group System

Q13: Which body regulates insurance companies in India?

A. RBI B. IRDAI C. SEBI D. Finance Ministry

Q14: What does BASEL norms relate to?

A. Banking regulation B. Stock market C. Insurance sector D. Industrial safety

Q15: Which of the following is the headquarters of RBI?

A. Mumbai B. Delhi C. Hyderabad D. Chennai

Q16: Which scheme aims to provide a bank account to every Indian household?

A. PMJDY B. PMAY C. MNREGA D. Swachh Bharat

Q17: Which organization issues MICR code?

A. RBI B. IBA C. NABARD D. NPCI

Q18: What is the maximum amount insured by DICGC per account as of now?

A. ₹1 Lakh B. ₹5 Lakh C. ₹10 Lakh D. ₹2 Lakh

Q19: Which bank is the oldest public sector bank in India?

A. Punjab National Bank B. State Bank of India C. Allahabad Bank D. Bank of Baroda

Q20: Which organization operates the UPI platform?

A. RBI B. NPCI C. SEBI D. IRDAI

Quiz for General & Banking Awareness